Your credit score helps lenders and credit card companies decide whether you pose a risk to them by borrowing, and plays an important part in your financial life whatever your age.

Unfortunately, a low credit rating negatively affects your chances of being granted a loan, or can severely restrict the options. So how can you improve your credit score to access the best loan and credit card deals?

Here are five tips to get you started:

1.    Make sure you’re on the electoral roll

Being on the electoral register shows that you have a fixed address, and confirms your identity to lenders.… Read more